Payments

Getting money in and out of Smokos

What deposits work, what actually pays back out, and the limits around both.

Updated 2026 • smokospromotions.com

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Depositing

VisaMastercardApple PayCrypto
WhatThe facts
Minimum deposit$20
Account currencyLocked in at signup.
Every real-money deposit counts toward your lifetime wagering total, which is what moves you up the loyalty tiers - there's no separate step needed.

Withdrawing

Bank transferCrypto
Cards aren't a withdrawal option for New Zealand players, even though they work fine for depositing. Both Visa and Mastercard payout rails have country restrictions that rule this out. Bank transfer and crypto are confirmed to work.
WhatThe facts
Bank transfer payout time~3 banking days
Monthly withdrawal cap$50,000 per month (VIP exceptions possible); wins above $50,000 may be paid in monthly $50,000 installments
Before you can withdrawDeposit has to be wagered at least once first.

Questions people ask

Can I withdraw to the card I deposited with?
Cards aren't a withdrawal option for New Zealand players, even though they work fine for depositing. Both Visa and Mastercard payout rails have country restrictions that rule this out.
Does rakeback or cashback count toward the withdrawal cap?
Yes - once it's credited to your balance, it's treated the same as any other withdrawable funds.